BILL PAY & INSURANCE

Learn which insurance plans we accept and explore convenient options to securely pay your medical bill online.

Patient Billing and Payment Information:

Patients may be responsible for some or all of the costs associated with laboratory testing. We offer a variety of ways to pay for these services.

* APG Labs makes a variety of payment options available to patients, helping you better prepare for laboratory services.

If you need additional assistance, call us at (410) 599-9977​

Medicaid

APG Labs will bill Medicaid.

Medicare

APG Labs will bill Medicare. Medicare will determine coverage and payment.

Private Health Insurance

APG Labs will bill your health insurance directly. Your health insurance company determines coverage, and payment, and the amount you are responsible for.

No Insurance

Contact our Lab to lean more about our Patient Payment Program.

Insured Patients

APG LABS will file claims directly to Medicare, Medicaid, and many insurance companies and managed care plans.

Before you have lab tests performed, please make sure:

  • Your insurance information is up to date.
  • Your insurance company accepts claims from our lab
  • Once your insurer has processed your claim, you will receive an explanation of benefits (EOB) from your insurer informing you of the amount it will pay for your laboratory services.
  • The EOB is not an invoice, but it may indicate that a balance remains which is your responsibility. That balance may include your copayment, deductible, or other costs outlined in your terms of coverage. If you have a question about your EOB or your terms of coverage, contact your insurance company.
  • Your insurer will inform APG Labs about any balance you owe, and we will send you a bill for that amount.
  • If you are covered by more than one insurance plan, your primary insurer will process your claim first, and then any remaining balance will be billed to the secondary insurer. If a balance that is your responsibility remains after the secondary insurer has paid its portion of the claim, APG Labs will send you a bill for the balance due.

Uninsured Patients

If you do not have insurance or your health care benefits do not cover clinical laboratory testing services, payment is required before specimen collection services are performed.
  • Certain routine tests are available at discounted prices through the LabAccess Partnership Program. To take advantage of this program, you must have your specimen collected at our lab location, and you must pay for your test in full at the time of service.
  • An automated payment collection process is available at many of our patient service centers, as well as certain doctor’s offices where a phlebotomist (person who performs blood draws) is on site to perform specimen collection services for APG Labs.
  • We accept cash, personal checks, and all major credit cards.


Payment-Specific Programs

  • APG Labs offers programs to address those patients who have true financial needs, including:
  • Patient-specific payment plans
  • Special payment plans for financial hardship
  • Indigent request from physician/facility
  • Contact our Lab to find out more about our Payment Program


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Understanding My Bill:

To see a sample patient invoice, including detailed explanations, click here.

APG LABS

Follow Us:

Hours of Operation:

Monday- Friday

9:00 AM - 5:00 PM

Phone Number:

410-599-9977

Email:

Info@APGLabs.com

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